ZIP 28626 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 28626 (Ashe County, North Carolina) at a low 29/100 for overall property distress. Structural exposure scores 64 and live distress 9 on the 0–100 scale. The pressure is most legible in institutional ownership (67/100), structural risk (64/100), construction/permit lag (39/100). On the quiet end sit construction/permit lag (39/100) and mortgage stress (30/100). Environmental exposure also runs high (flood (NFIP) exposure (96/100), FEMA disaster exposure (84/100), climate & FEMA risk (62/100)).

The market reads peak — home values rose 2.8% year on year, and 65% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 3,058 with a median age of 49. The demographic-stress sub-score lands at 31/100. The tenure split is 91% owner-occupied to 9% rented. At $71,186, median income runs near typical U.S. levels. A median home runs $291,900 here, or 4.2 times local income. Around 42% of adults hold a bachelor's degree or higher. There are about 2,227 housing units across 28626. Around 37% of renters are cost-burdened. Vacancy runs 33.6%, above the national norm and a classic distress-and-opportunity signal. Roughly 12.9% live below the poverty line.

Taken together, 28626 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 28626 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 28626 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28626 can be compared directly against any other ZIP in Ashe County, North Carolina or nationwide. Sparse data for 28626 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 29/100 figure for 28626 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 28626 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.