ZIP 28631 Property Distress & Foreclosure Data

Ashe County, North Carolina's ZIP 28631 registers 30/100 composite distress, which DLRadar reads as moderate. Structural risk reads 68/100 against active distress of 0/100. The most distinctive pressure shows up in institutional ownership (69/100), structural risk (68/100), construction/permit lag (53/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), FEMA disaster exposure (89/100).

The market reads expansion — home values rose 5.5% year on year, at 30/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $28,798, below the U.S. median near $78,000. Vacancy runs 32.8%, above the national norm and a classic distress-and-opportunity signal. Owners hold 72% of homes, renters 28%. There are about 492 housing units across 28631. 49.3% of residents fall below the poverty threshold. Educational attainment sits at 5% bachelor's-or-above. Rent burden reaches 0% of tenant households. DLRadar's demographic-stress index for the area reads 38/100. About 724 people live here, median age 45.

Net-net, 28631 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.