ZIP 28615 Property Distress & Foreclosure Data

In Ashe County, North Carolina, ZIP 28615 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural exposure scores 69 and live distress 9 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), FEMA disaster exposure (88/100), climate & FEMA risk (62/100). Its standout signals are structural risk (69/100), institutional ownership (68/100), construction/permit lag (53/100). mortgage stress (30/100) stay muted.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 18% higher over three years, at 30/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 1,184 housing units across 28615. 69% of housing is owner-occupied. The typical home is worth about $152,600 (3.3× income, relatively affordable). Vacancy runs 24.6%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 19.9% — high, a tax-stress and distress correlate. Around 16% of adults hold a bachelor's degree or higher. At $46,888, median income runs below typical U.S. levels. Rent burden reaches 27% of tenant households. 1,983 residents call 28615 home, typically aged 51. The demographic-stress sub-score lands at 32/100.

Taken together, 28615 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.