ZIP 28693 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 28693 (Ashe County, North Carolina) at a low 29/100 for overall property distress. Structural exposure scores 64 and live distress 9 on the 0–100 scale. The most distinctive pressure shows up in institutional ownership (67/100), structural risk (64/100), construction/permit lag (39/100). construction/permit lag (39/100) and mortgage stress (30/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (96/100), FEMA disaster exposure (84/100), climate & FEMA risk (62/100)).

The peak-phase market in 28693 posted values that rose 2.8% over the year, and 92% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $171,800 (3.0× income, relatively affordable). 89% of housing is owner-occupied. About 1,250 people live here, median age 51. The vacancy rate is 13.5% — elevated. The ZIP holds roughly 631 housing units. Around 14% of adults hold a bachelor's degree or higher. Around 41% of renters are cost-burdened. The demographic-stress sub-score lands at 28/100. Median household income is $55,764, below the U.S. median near $78,000. The poverty rate is 8.0%.

Taken together, 28693 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 28693 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 28693 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 28693 shows as blanks, never estimates, and the score updates on every fresh public filing.

28693's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 28693 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.