ZIP 28693 Property Distress & Foreclosure Data

DLRadar grades ZIP 28693 (Ashe County, North Carolina) at a moderate 31/100 for overall property distress. Structural risk reads 69/100 against active distress of 9/100. Property-level stress concentrates in structural risk (69/100), institutional ownership (68/100), construction/permit lag (53/100). mortgage stress (30/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), FEMA disaster exposure (88/100), climate & FEMA risk (62/100).

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 92% higher over three years, at 30/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $171,800 (3.0× income, relatively affordable). 89% of housing is owner-occupied. 1,250 residents call 28693 home, typically aged 51. Vacancy runs 13.5%, above the national norm and a classic distress-and-opportunity signal. There are about 631 housing units across 28693. Around 14% of adults hold a bachelor's degree or higher. Rent burden reaches 41% of tenant households. The demographic-stress sub-score lands at 28/100. At $55,764, median income runs below typical U.S. levels. The poverty rate is 8.0%.

Taken together, 28693 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.