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ZIP 28698 Foreclosure, Tax-Lien & Distress Report

Watauga County, North Carolina · High Vacancy market

Scored on a fixed 0-100 scale, 28698 (Watauga County, North Carolina) returns a moderate composite of 33/100. The pressure is most legible in construction/permit lag (75/100), structural risk (74/100), institutional ownership (63/100). By contrast, mortgage stress (31/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (97/100), FEMA disaster exposure (75/100), climate & FEMA risk (68/100)). Structural risk reads 74/100 against active distress of 9/100.

The market reads peak — home values rose 2.1% year on year, and 21% higher over three years, at 19/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $56,506, median income runs below typical U.S. levels. A median home runs $219,400 here, or 4.0 times local income. Educational attainment sits at 20% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 34/100. The poverty rate is 7.7%. The ZIP holds roughly 1,222 housing units. Around 58% of renters are cost-burdened. Owners hold 87% of homes, renters 13%. 2,259 residents call 28698 home, typically aged 50. Vacancy runs 22.5%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 28698 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 28698 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 28698 runs through one identical scoring model, so its 33/100 sits on the same scale as every other ZIP in Watauga County, North Carolina and the nation. The score is rebuilt from public data as it updates, so 28698 reflects the current record instead of a stale or modeled snapshot.

28698's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 28698 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

33/100
Composite stress
74/100
Structural risk
9/100
Distress activity

Signal-by-signal read on 28698

Foreclosure activity0
Mortgage stress31
Climate / FEMA risk68
Another 9 scored dimensions sit behind 28698

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 28698 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Watauga County ZIPs near 28698

Nearest ZIP codes to 28698

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

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Each signal above is traceable to an open dataset · methodology

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