ZIP 28692 Property Distress & Foreclosure Data

In Watauga County, North Carolina, ZIP 28692 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (97/100), FEMA disaster exposure (88/100), climate & FEMA risk (70/100)). On the structural side it scores 58/100, with 9/100 of stress already active. Its standout signals are institutional ownership (69/100), structural risk (58/100), mortgage stress (31/100). On the quiet end sit mortgage stress (31/100).

The peak-phase market in 28692 posted values that rose 3.2% over the year, and 33% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $48,750 — below the roughly $78,000 national figure. Around 23% of renters are cost-burdened. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. A median home runs $324,900 here, or 5.9 times local income. On demographic stress specifically, 28692 scores 34/100. Population is roughly 4,462 with a median age of 45. The tenure split is 74% owner-occupied to 26% rented. The vacancy rate is 27.7% — elevated. About 40% have a four-year degree. The ZIP holds roughly 3,304 housing units.

On the whole, 28692 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.