ZIP 28692 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 28692 (Watauga County, North Carolina) returns a moderate composite of 34/100. Climate and flood risk are elevated too — flood (NFIP) exposure (97/100), FEMA disaster exposure (84/100), climate & FEMA risk (70/100). The latent-versus-live split is 78/100 structural and 9/100 already moving. The most distinctive pressure shows up in construction/permit lag (81/100), structural risk (78/100), institutional ownership (67/100). By contrast, mortgage stress (31/100) register low.

The market reads peak — home values rose 1.9% year on year, and 33% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $48,750 — below the roughly $78,000 national figure. Around 23% of renters are cost-burdened. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. A median home runs $324,900 here, or 5.9 times local income. DLRadar's demographic-stress index for the area reads 34/100. 4,462 residents call 28692 home, typically aged 45. 74% of housing is owner-occupied. Vacancy runs 27.7%, above the national norm and a classic distress-and-opportunity signal. About 40% have a four-year degree. There are about 3,304 housing units across 28692.

On the whole, 28692 leans distressed, with opportunity clustered in specific stressed parcels. While 28692 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 28692's 34/100 can be lined up against any neighbor in Watauga County, North Carolina or any ZIP coast to coast. Sparse data for 28692 shows as blanks, never estimates, and the score updates on every fresh public filing.

28692's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 28692 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.