ZIP 37640 Property Distress & Foreclosure Data

Johnson County, Tennessee's ZIP 37640 registers 26/100 composite distress, which DLRadar reads as low. Structural risk reads 60/100 against active distress of 8/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (93/100), FEMA disaster exposure (81/100). The most distinctive pressure shows up in institutional ownership (64/100), structural risk (60/100), construction/permit lag (57/100). By contrast, mortgage stress (25/100) register low.

The market reads peak — home values rose 4.7% year on year, and 61% higher over three years, at 35/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 3,343 people live here, median age 54. Median household income is $47,404, below the U.S. median near $78,000. Home values center near $174,000, an affordability ratio of 3.3× — accessible. DLRadar's demographic-stress index for the area reads 31/100. Vacancy runs 30.1%, above the national norm and a classic distress-and-opportunity signal. There are about 2,503 housing units across 37640. Owners hold 84% of homes, renters 16%. Educational attainment sits at 16% bachelor's-or-above. Rent burden reaches 33% of tenant households. 16.5% of residents fall below the poverty threshold.

Net-net, 37640 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.