ZIP 37643 Foreclosure, Tax-Lien & Distress Report

ZIP 37643's composite property-distress score is 30/100 - DLRadar classes that as moderate for Carter County, Tennessee. Leading the profile are institutional ownership (69/100), structural risk (68/100), construction/permit lag (56/100). mortgage stress (25/100) stay muted. The split runs 68/100 structural to 8/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), FEMA disaster exposure (89/100).

The market reads neutral — home values rose 4.2% year on year, and 31% higher over three years, at 31/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Educational attainment sits at 21% bachelor's-or-above. Around 22% of renters are cost-burdened. At $50,455, median income runs below typical U.S. levels. Owners hold 73% of homes, renters 27%. DLRadar's demographic-stress index for the area reads 28/100. 33,690 residents call 37643 home, typically aged 46. The poverty rate is 17.2% — high, a tax-stress and distress correlate. The vacancy rate is 11.7% — elevated. There are about 16,602 housing units across 37643. The typical home is worth about $166,600 (3.1× income, relatively affordable).

Overall, 37643 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 37643's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 37643 reflects the current record instead of a stale or modeled snapshot.

Each component behind 37643 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. Practically, 37643 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.