ZIP 37643 Property Distress & Foreclosure Data

DLRadar grades ZIP 37643 (Carter County, Tennessee) at a low 29/100 for overall property distress. Property-level stress concentrates in structural risk (66/100), institutional ownership (65/100), construction/permit lag (55/100). By contrast, mortgage stress (25/100) register low. On the structural side it scores 66/100, with 8/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), FEMA disaster exposure (81/100).

The market reads peak — home values rose 4.0% year on year, and 31% higher over three years (phase confidence 47/100). Topping markets hide individual distress behind strong averages.

Educational attainment sits at 21% bachelor's-or-above. Around 22% of renters are cost-burdened. Median household income is $50,455, below the U.S. median near $78,000. Owners hold 73% of homes, renters 27%. DLRadar's demographic-stress index for the area reads 28/100. About 33,690 people live here, median age 46. 17.2% of residents fall below the poverty threshold. The vacancy rate is 11.7% — elevated. The ZIP holds roughly 16,602 housing units. Home values center near $166,600, an affordability ratio of 3.1× — accessible.

Net-net, 37643 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

29/100
Composite stress
66/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 37643

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk57
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Carter County

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