ZIP 37687 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 37687 in Carter County, Tennessee comes in at 29, a low composite-distress reading. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), FEMA disaster exposure (81/100). On the structural side it scores 66/100, with 8/100 of stress already active. Leading the profile are institutional ownership (66/100), structural risk (66/100), construction/permit lag (52/100). On the quiet end sit mortgage stress (25/100).

The market reads neutral — home values rose 4.2% year on year, and 16% higher over three years, at 31/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $45,660, below the U.S. median near $78,000. Around 14% of adults hold a bachelor's degree or higher. On demographic stress specifically, 37687 scores 31/100. Rent burden reaches 24% of tenant households. 4,379 residents call 37687 home, typically aged 45. Home values center near $160,900, an affordability ratio of 3.2× — accessible. The poverty rate is 22.7% — high, a tax-stress and distress correlate. There are about 2,336 housing units across 37687. The vacancy rate is 28.2% — elevated. Owners hold 89% of homes, renters 11%.

Taken together, 37687 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 37687 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 37687 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 37687 reflects the current record instead of a stale or modeled snapshot.

The 29/100 for 37687 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 37687 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.