ZIP 37687 Property Distress & Foreclosure Data

ZIP code 37687 in Carter County, Tennessee carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), FEMA disaster exposure (81/100). On the structural side it scores 66/100, with 8/100 of stress already active. What sets it apart are the readings on structural risk (66/100), institutional ownership (65/100), construction/permit lag (55/100). mortgage stress (25/100) stay muted.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 16% higher over three years (phase confidence 47/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $45,660, median income runs below typical U.S. levels. Around 14% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 31/100. Around 24% of renters are cost-burdened. 4,379 residents call 37687 home, typically aged 45. The typical home is worth about $160,900 (3.2× income, relatively affordable). The poverty rate is 22.7% — high, a tax-stress and distress correlate. The ZIP holds roughly 2,336 housing units. The vacancy rate is 28.2% — elevated. 89% of housing is owner-occupied.

Taken together, 37687 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.