ZIP 37694 Property Distress & Foreclosure Data

Composite property distress in 37694 (Carter County, Tennessee) lands at 27/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (62/100), structural risk (61/100), construction/permit lag (38/100). By contrast, construction/permit lag (38/100) and mortgage stress (24/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), FEMA disaster exposure (80/100), climate & FEMA risk (60/100). On the structural side it scores 61/100, with 7/100 of stress already active.

The market reads peak — home values rose 3.9% year on year (phase confidence 45/100). Topping markets hide individual distress behind strong averages.

13.3% of residents fall below the poverty threshold. About 1,738 people live here, median age 49. Median household income is $60,125, below the U.S. median near $78,000. The ZIP holds roughly 813 housing units. Around 25% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 25/100. Educational attainment sits at 21% bachelor's-or-above. Home values center near $203,300, an affordability ratio of 2.8× — accessible. The vacancy rate is 14.1% — elevated. Owners hold 93% of homes, renters 7%.

Net-net, 37694 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.