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ZIP 37694 Foreclosure, Tax-Lien & Distress Report

Carter County, Tennessee · High Vacancy market

Carter County, Tennessee's ZIP 37694 registers 31/100 composite distress, which DLRadar reads as moderate. The sharpest non-environmental signals are structural risk (70/100), institutional ownership (66/100), construction/permit lag (65/100). mortgage stress (24/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), FEMA disaster exposure (86/100), climate & FEMA risk (60/100). Latent structural risk is 70/100 while live distress already moving reads 7/100.

The neutral-phase market in 37694 posted values that rose 3.8% over the year, at 25/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Roughly 13.3% live below the poverty line. About 1,738 people live here, median age 49. Median household income is $60,125, below the U.S. median near $78,000. The ZIP holds roughly 813 housing units. Rent burden reaches 25% of tenant households. The demographic-stress sub-score lands at 25/100. Educational attainment sits at 21% bachelor's-or-above. Home values center near $203,300, an affordability ratio of 2.8× — accessible. The vacancy rate is 14.1% — elevated. 93% of housing is owner-occupied.

Net-net, 37694 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 37694 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 37694 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 37694 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 31/100 for 37694 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 37694 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

31/100
Composite stress
70/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 37694

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk60
9 further distress layers are graded for 37694

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

37694 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Carter County ZIPs near 37694

More distress data near 37694

Related ZIP, county and statewide reads linked to Carter County, Tennessee.

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Each signal above is traceable to an open dataset · methodology

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