ZIP 37618 Foreclosure, Tax-Lien & Distress Report

ZIP code 37618 in Sullivan County, Tennessee carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in construction/permit lag (70/100), structural risk (67/100), institutional ownership (54/100). By contrast, mortgage stress (21/100) register low. The latent-versus-live split is 67/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (71/100), FEMA disaster exposure (71/100), flood (NFIP) exposure (69/100).

The peak-phase market in 37618 posted values that rose 1.8% over the year, and 17% higher over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

Around 17% of adults hold a bachelor's degree or higher. Around 22% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 28/100. The typical home is worth about $188,900 (3.0× income, relatively affordable). Median household income is $58,413, below the U.S. median near $78,000. 13,208 residents call 37618 home, typically aged 44. 16.8% of residents fall below the poverty threshold. There are about 6,046 housing units across 37618. The vacancy rate is 12.1% — elevated. The tenure split is 78% owner-occupied to 22% rented.

On the whole, 37618 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 37618 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. 37618 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 37618's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 37618 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.