ZIP 37686 Foreclosure, Tax-Lien & Distress Report
Sullivan County, Tennessee · Distress market
ZIP 37686's composite property-distress score is 29/100 - DLRadar classes that as low for Sullivan County, Tennessee. Environmental exposure also runs high (climate & FEMA risk (71/100), FEMA disaster exposure (68/100), flood (NFIP) exposure (67/100)). Its standout signals are construction/permit lag (69/100), structural risk (66/100), institutional ownership (51/100). On the quiet end sit mortgage stress (21/100). Structural exposure scores 66 and live distress 6 on the 0–100 scale.
The market reads peak — home values rose 1.8% year on year, and 20% higher over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.
About 9,149 people live here, median age 45. The tenure split is 78% owner-occupied to 22% rented. Home values center near $352,200, an affordability ratio of 3.6× — accessible. Around 36% of adults hold a bachelor's degree or higher. Around 32% of renters are cost-burdened. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 8.4%. At $84,894, median income runs near typical U.S. levels. The ZIP holds roughly 3,943 housing units. The demographic-stress sub-score lands at 27/100.
Net-net, 37686 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 37686 runs through one identical scoring model, so its 29/100 sits on the same scale as every other ZIP in Sullivan County, Tennessee and the nation. Nothing here is interpolated — where a source is thin for 37686, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 29/100 for 37686 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 37686 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 37686
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
37686 at a glance
The live 37686 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Sullivan County
Nearest ZIP codes to 37686
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 37686
Related ZIP, county and statewide reads linked to Sullivan County, Tennessee.
Unlock parcel-level detail for ZIP 37686
Pull every distressed parcel in 37686 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology