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ZIP 37615 Foreclosure, Tax-Lien & Distress Report

Washington County, Tennessee · Distress market

DLRadar grades ZIP 37615 (Washington County, Tennessee) at a moderate 35/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (93/100), FEMA disaster exposure (89/100), climate & FEMA risk (63/100). Leading the profile are construction/permit lag (92/100), structural risk (78/100), institutional ownership (68/100). By contrast, mortgage stress (24/100) register low. Structural exposure scores 78 and live distress 7 on the 0–100 scale.

The neutral-phase market in 37615 posted values that rose 4.2% over the year, and 20% higher over three years (phase confidence 31/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $294,900, an affordability ratio of 3.5× — accessible. Around 27% of renters are cost-burdened. Population is roughly 22,013 with a median age of 45. The poverty rate is 9.6%. The tenure split is 77% owner-occupied to 23% rented. Vacancy runs 7.3%. The demographic-stress sub-score lands at 26/100. There are about 10,267 housing units across 37615. Educational attainment sits at 40% bachelor's-or-above. Households earn a median $75,556 — near the roughly $78,000 national figure.

Net-net, 37615 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 37615 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 37615 reflects the current record instead of a stale or modeled snapshot.

Each component behind 37615 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. In workflow terms, 37615 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

35/100
Composite stress
78/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 37615

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk63
Another 9 scored dimensions sit behind 37615

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 37615 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 37615, the same set carried on every parcel.

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Rules-based scoring — each signal ties to a public dataset · methodology

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