ZIP 37681 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 37681 (Washington County, Tennessee) at a moderate 32/100 for overall property distress. Its heaviest discrete signals: construction/permit lag (79/100), structural risk (73/100), institutional ownership (65/100). By contrast, mortgage stress (24/100) register low. Latent structural risk is 73/100 while live distress already moving reads 7/100. Climate and flood risk are elevated too — flood (NFIP) exposure (92/100), FEMA disaster exposure (82/100).

The neutral-phase market in 37681 posted values that rose 3.4% over the year, and 7% higher over three years (phase confidence 20/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 2,835 housing units. The poverty rate is 15.6%. Rent burden reaches 54% of tenant households. Educational attainment sits at 15% bachelor's-or-above. At $60,685, median income runs below typical U.S. levels. Home values center near $177,300, an affordability ratio of 2.8× — accessible. On demographic stress specifically, 37681 scores 31/100. Population is roughly 6,031 with a median age of 50. 85% of housing is owner-occupied. Vacancy runs 7.5%.

Net-net, 37681 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 37681 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 37681 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 37681 can be compared directly against any other ZIP in Washington County, Tennessee or nationwide. Where the record is thin for 37681, the field stays empty rather than modeled, and fills in as new documents post.

The 32/100 for 37681 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 37681 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.