ZIP 37681 Property Distress & Foreclosure Data

Washington County, Tennessee's ZIP 37681 registers 33/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in construction/permit lag (86/100), structural risk (74/100), institutional ownership (64/100). mortgage stress (24/100) stay muted. The latent-versus-live split is 74/100 structural and 7/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (92/100), FEMA disaster exposure (81/100).

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 7% higher over three years (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 2,835 housing units. The poverty rate is 15.6%. Around 54% of renters are cost-burdened. Around 15% of adults hold a bachelor's degree or higher. At $60,685, median income runs below typical U.S. levels. The typical home is worth about $177,300 (2.8× income, relatively affordable). The demographic-stress sub-score lands at 31/100. 6,031 residents call 37681 home, typically aged 50. 85% of housing is owner-occupied. The vacancy rate is 7.5%.

Overall, 37681 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.