ZIP 37604 Foreclosure, Tax-Lien & Distress Report

ZIP code 37604 in Washington County, Tennessee carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. The split runs 78/100 structural to 7/100 active on the ground. Leading the profile are construction/permit lag (92/100), structural risk (78/100), institutional ownership (68/100). By contrast, mortgage stress (24/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (93/100), FEMA disaster exposure (89/100), climate & FEMA risk (63/100)).

The neutral-phase market in 37604 posted values that rose 4.2% over the year, and 29% higher over three years (phase confidence 31/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

49% of housing is owner-occupied. Rent burden reaches 49% of tenant households. A median home runs $259,600 here, or 4.7 times local income. 22.4% of residents fall below the poverty threshold. 38,359 residents call 37604 home, typically aged 36. The ZIP holds roughly 19,596 housing units. Vacancy runs 10.0%. The demographic-stress sub-score lands at 38/100. Households earn a median $49,351 — below the roughly $78,000 national figure. Around 39% of adults hold a bachelor's degree or higher.

On the whole, 37604 leans distressed, with opportunity clustered in specific stressed parcels. While 37604 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 37604 runs through one identical public-record model, so its 35/100 sits on the same scale as every other ZIP in Washington County, Tennessee and the nation. The score is rebuilt from public data as it updates, so 37604 reflects the current record instead of a stale or modeled snapshot.

The 35/100 figure for 37604 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 37604 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.