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ZIP 37692 Foreclosure, Tax-Lien & Distress Report

Unicoi County, Tennessee · Distress market

Composite property distress in 37692 (Unicoi County, Tennessee) lands at 19/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), FEMA disaster exposure (89/100). The latent-versus-live split is 44/100 structural and 7/100 already moving. Its standout signals are institutional ownership (68/100), structural risk (44/100), mortgage stress (24/100). mortgage stress (24/100) and construction/permit lag (20/100) stay muted.

Prices here sit in a neutral phase: values rose 4.2% over the trailing year, and 43% higher over three years (phase confidence 31/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 4.6%. Rent burden reaches 60% of tenant households. Roughly 11.8% live below the poverty line. About 27% have a four-year degree. On demographic stress specifically, 37692 scores 34/100. Home values center near $232,600, an affordability ratio of 4.0× — accessible. There are about 2,413 housing units across 37692. About 4,784 people live here, median age 52. At $50,469, median income runs below typical U.S. levels. Owners hold 70% of homes, renters 30%.

On balance 37692 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 37692 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 37692 stays directly comparable to neighboring ZIPs and the rest of Unicoi County, Tennessee. Nothing here is interpolated — where a source is thin for 37692, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 37692 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. For a buyer, 37692 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

19/100
Composite stress
44/100
Structural risk
7/100
Distress activity

ZIP 37692 distress signals, scored

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk11
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

37692 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 37692, the same set carried on every parcel.

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Unicoi County ZIPs near 37692

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Every distressed parcel in 37692 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

No modelling: every input is a public record · methodology

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