ZIP 37692 Property Distress & Foreclosure Data

In Unicoi County, Tennessee, ZIP 37692 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (90/100), FEMA disaster exposure (81/100)). The latent-versus-live split is 40/100 structural and 7/100 already moving. Its standout signals are institutional ownership (63/100), structural risk (40/100), mortgage stress (24/100). On the quiet end sit mortgage stress (24/100) and construction/permit lag (12/100).

The peak-phase market in 37692 posted values that rose 4.0% over the year, and 43% higher over three years (phase confidence 47/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 4.6%. Around 60% of renters are cost-burdened. Roughly 11.8% live below the poverty line. About 27% have a four-year degree. On demographic stress specifically, 37692 scores 34/100. A median home runs $232,600 here, or 4.0 times local income. The ZIP holds roughly 2,413 housing units. Population is roughly 4,784 with a median age of 52. Households earn a median $50,469 — below the roughly $78,000 national figure. The tenure split is 70% owner-occupied to 30% rented.

On balance 37692 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.