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ZIP 37692 Foreclosure, Tax-Lien & Distress Report

Unicoi County, Tennessee · Distress market

Composite property distress in 37692 (Unicoi County, Tennessee) lands at 20/100 — low on DLRadar's distress scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (91/100), FEMA disaster exposure (82/100). The latent-versus-live split is 47/100 structural and 7/100 already moving. Its standout signals are institutional ownership (65/100), structural risk (47/100), construction/permit lag (36/100). construction/permit lag (36/100) and mortgage stress (24/100) stay muted.

Prices here sit in a neutral phase: values rose 4.2% over the trailing year, and 43% higher over three years (phase confidence 31/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 4.6%. Rent burden reaches 60% of tenant households. Roughly 11.8% live below the poverty line. About 27% have a four-year degree. On demographic stress specifically, 37692 scores 34/100. Home values center near $232,600, an affordability ratio of 4.0× — accessible. There are about 2,413 housing units across 37692. About 4,784 people live here, median age 52. At $50,469, median income runs below typical U.S. levels. Owners hold 70% of homes, renters 30%.

On balance 37692 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 37692 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 37692 stays directly comparable to neighboring ZIPs and the rest of Unicoi County, Tennessee. Nothing here is interpolated — where a source is thin for 37692, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 37692 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For a buyer, 37692 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

20/100
Composite stress
47/100
Structural risk
7/100
Distress activity

ZIP 37692 distress signals, scored

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk11
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

37692 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 37692, the same set carried on every parcel.

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Unicoi County ZIPs near 37692

Nearest ZIP codes to 37692

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Keep going: ZIP, county and state distress coverage for Unicoi County, Tennessee.

Open the complete 37692 acquisition file

Every distressed parcel in 37692 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

No modelling: every input is a public record · methodology

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