ZIP 28740 Foreclosure, Tax-Lien & Distress Report
Yancey County, North Carolina · High Vacancy market
DLRadar grades ZIP 28740 (Yancey County, North Carolina) at a low 20/100 for overall property distress. Its standout signals are institutional ownership (70/100), structural risk (45/100), mortgage stress (32/100). mortgage stress (32/100) and construction/permit lag (1/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), FEMA disaster exposure (77/100). The latent-versus-live split is 45/100 structural and 10/100 already moving.
The market reads peak — home values rose 2.8% year on year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.
The vacancy rate is 28.1% — elevated. There are about 1,457 housing units across 28740. Median household income is $41,912, below the U.S. median near $78,000. Educational attainment sits at 17% bachelor's-or-above. 18.1% of residents fall below the poverty threshold. About 1,872 people live here, median age 62. DLRadar's demographic-stress index for the area reads 43/100. Home values center near $213,000, an affordability ratio of 4.8×. Around 74% of renters are cost-burdened. Owners hold 74% of homes, renters 26%.
Taken together, 28740 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 28740 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 28740 stays directly comparable to neighboring ZIPs and the rest of Yancey County, North Carolina. 28740 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 28740 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Treat 28740 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 28740
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 28740 by the numbers
The live 28740 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Yancey County
Nearest ZIP codes to 28740
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring North Carolina distress
Related ZIP, county and statewide reads linked to Yancey County, North Carolina.
The complete 28740 distress and acquisition report
The full 28740 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology