Yancey County, NC: Foreclosures, Tax Liens & Distressed Properties

Yancey County, NC, North Carolina: 6 ZIP codes scored, Yancey County, NC averaging 22/100 (low, Yancey, NC), from 20 to 27. Yancey County, NC is in its peak phase (Yancey, NC confidence 22/100): Yancey, NC home prices up 2.8% (Yancey, NC) over twelve months. Yancey County, NC lender headwind: 50/100.

Highest-scoring Yancey County, NC ZIPs: 28754 (27/100), 28714 (22/100), 28755 (22/100), 28705 (20/100), 28740 (20/100), 28777 (20/100).

Across Yancey County, NC's scored ZIPs: median home value $239,060, household income $59,610, 26.6% vacancy, 13.8% poverty, 77% owner-occupied, median age 48.6.

Yancey County, NC insurance distress 86/100 (#203 in the US); FEMA hazard 78/100 for Yancey, NC; 6 federal disaster declarations in Yancey County, NC since 2023; 76 Yancey, NC NFIP flood claims, $7.8M paid; Yancey, NC construction distress 13/100.

5 banks with 5 branches lend in Yancey County, NC; Yancey, NC weighted bank stress 64/100, highest 71/100 in Yancey, NC.

Yancey County, NC unemployment 3.0% (Yancey, NC -0.5 pts, six months); 132 new housing units permitted in Yancey County, NC over twelve months, Yancey, NC up 35% from 98; Yancey, NC home prices +13.9% a year (Yancey, NC) over three years.

11,376 housing units in Yancey County, NC; 1,864 Yancey, NC renter households; 25% of Yancey, NC renters spend 30%+ of income on rent, 13% (Yancey, NC) half or more.

Yancey County, NC ranks #400 nationally on the opportunity index (Yancey, NC, among all ranked counties); Yancey, NC scores 33.9/100 and Yancey, NC sits #16 inside North Carolina. Yancey, NC is in the peak_opportunity opportunity phase; Yancey, NC's primary driver is vacancy, Yancey, NC second driver bank institutional; Yancey, NC moved up 142 places. 1 short-sale listings across Yancey, NC; 135 days on market observed in Yancey, NC; 26.3% vacancy over 6 Yancey, NC ZIPs.

No CFPB county sample covers Yancey County, NC. The non-metro area reading for Yancey, NC: 1.3% ninety-plus days late; Yancey, NC's thirty-to-eighty-nine share is 3.4% (Yancey, NC, December 2025 data); North Carolina overall 0.9%.

Yancey County, NC has 1 watched bank; 1 Yancey, NC bank sits in an elevated band. Yancey, NC footprints: First-Citizens Bank&Trust Co (1 branch, stress 71) in Yancey, NC.

HUD lists 1 assisted multifamily property in Yancey County, NC with 38 units; 37 Yancey, NC units are assisted, 1 Yancey, NC properties under project-based Section 8.

3,246 of the 11,376 housing units in Yancey, NC sit vacant. Yancey County, NC permitted 0 multifamily units in twelve months; Yancey, NC's one-to-four unit structures added 132 units in Yancey County, NC.