ZIP 28705 Property Distress & Foreclosure Data

In Mitchell County, North Carolina, ZIP 28705 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 58/100 against active distress of 10/100. Its standout signals are institutional ownership (84/100), structural risk (58/100), construction/permit lag (45/100). mortgage stress (34/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (93/100), FEMA disaster exposure (88/100).

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 2% higher over three years, at 30/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

6,733 residents call 28705 home, typically aged 50. At $54,350, median income runs below typical U.S. levels. 80% of housing is owner-occupied. Vacancy runs 29.9%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $220,600 (3.7× income, relatively affordable). Rent burden reaches 28% of tenant households. The demographic-stress sub-score lands at 31/100. Around 22% of adults hold a bachelor's degree or higher. There are about 3,875 housing units across 28705. The poverty rate is 10.9%.

Taken together, 28705 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.