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ZIP 28616 Foreclosure, Tax-Lien & Distress Report

Avery County, North Carolina · High Vacancy market

ZIP code 28616 in Avery County, North Carolina carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: institutional ownership (67/100), structural risk (50/100). On the structural side it scores 50/100, with 0/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), FEMA disaster exposure (84/100).

The peak-phase market in 28616 posted values that rose 2.8% over the year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

100% of housing is owner-occupied. At $107,292, median income runs above typical U.S. levels. 129 residents call 28616 home, typically aged 19. Vacancy runs 52.3%, above the national norm and a classic distress-and-opportunity signal. A median home runs $314,300 here, or 2.1 times local income. The poverty rate is 0.0% — low. The demographic-stress sub-score lands at 24/100. The ZIP holds roughly 52 housing units. About 19% have a four-year degree.

On the whole, 28616 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 28616 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 28616 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 28616 stays directly comparable to neighboring ZIPs and the rest of Avery County, North Carolina. Where the public record is thin for 28616, the field stays empty rather than modeled, and fills in as new documents post.

The 22/100 for 28616 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 28616 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

22/100
Composite stress
50/100
Structural risk
0/100
Distress activity

Signal-by-signal read on 28616

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk44
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 28616 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 28616, the same set carried on every parcel.

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Nearby ZIPs in Avery County

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