Avery County, NC: Foreclosures, Tax Liens & Distressed Properties

Avery County, NC, North Carolina: 13 ZIP codes scored, Avery County, NC averaging 25/100 (low, Avery, NC), from 20 to 33. Avery County, NC is in its peak phase (Avery, NC confidence 22/100): Avery, NC home prices up 2.8% (Avery, NC) over twelve months. Avery County, NC lender headwind: 39/100.

Highest-scoring Avery County, NC ZIPs: 28679 (33/100), 28605 (32/100), 28604 (30/100), 28611 (28/100), 28616 (22/100), 28622 (22/100). Also scored in Avery County, NC: 28646, 28652, 28653, 28657, 28662, 28664, 28777.

Across Avery County, NC's scored ZIPs: median home value $318,438, household income $61,777, 43.6% vacancy, 6.8% poverty, 88% owner-occupied, median age 49.8.

Avery County, NC insurance distress 86/100 (#196 in the US); FEMA hazard 78/100 for Avery, NC; 6 federal disaster declarations in Avery County, NC since 2023; 137 Avery, NC NFIP flood claims, $12.4M paid; Avery, NC construction distress 5/100.

7 banks with 7 branches lend in Avery County, NC; Avery, NC weighted bank stress 59/100, highest 71/100 in Avery, NC.

Avery County, NC unemployment 3.0% (Avery, NC -0.4 pts, six months); 230 new housing units permitted in Avery County, NC over twelve months, Avery, NC up 95% from 118; Avery, NC home prices +17.2% a year (Avery, NC) over three years.

14,201 housing units in Avery County, NC; 1,314 Avery, NC renter households; 32% of Avery, NC renters spend 30%+ of income on rent, 17% (Avery, NC) half or more.

Avery County, NC ranks #1,254 nationally on the opportunity index (Avery, NC, among all ranked counties); Avery, NC scores 30.3/100 and Avery, NC sits #59 inside North Carolina. Avery, NC is in the early_signal opportunity phase; Avery, NC's primary driver is vacancy, Avery, NC second driver bank institutional; Avery, NC moved down 574 places. 5 short-sale listings across Avery, NC; 41 days on market observed in Avery, NC; 46.5% vacancy over 13 Avery, NC ZIPs.

No CFPB county sample covers Avery County, NC. The non-metro area reading for Avery, NC: 1.3% ninety-plus days late; Avery, NC's thirty-to-eighty-nine share is 3.4% (Avery, NC, December 2025 data); North Carolina overall 0.9%.

Avery County, NC has 2 watched banks; 2 Avery, NC banks sit in an elevated band. Avery, NC footprints: First-Citizens Bank&Trust Co (1 branch, stress 71) in Avery, NC; Truist Bank (1 branch, stress 62) in Avery, NC.

7,410 of the 14,201 housing units in Avery, NC sit vacant. Avery County, NC permitted 51 multifamily units in twelve months; Avery, NC's one-to-four unit structures added 179 units in Avery County, NC.