ZIP 28604 Foreclosure, Tax-Lien & Distress Report
Watauga County, North Carolina · High Vacancy market
Watauga County, North Carolina's ZIP 28604 registers 30/100 composite distress, which DLRadar reads as moderate. On the structural side it scores 68/100, with 10/100 of stress already active. Its heaviest discrete signals: structural risk (68/100), institutional ownership (63/100), construction/permit lag (61/100). On the quiet end sit mortgage stress (32/100). Environmental exposure also runs high (flood (NFIP) exposure (98/100), FEMA disaster exposure (77/100)).
Prices here sit in a peak phase: values rose 2.3% over the trailing year, and 17% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.
Owners hold 77% of homes, renters 23%. The poverty rate is 9.8%. A median home runs $383,800 here, or 5.0 times local income. The demographic-stress sub-score lands at 37/100. Population is roughly 7,280 with a median age of 43. There are about 9,696 housing units across 28604. The vacancy rate is 67.7% — elevated. Around 32% of renters are cost-burdened. Educational attainment sits at 44% bachelor's-or-above. At $64,052, median income runs below typical U.S. levels.
On the whole, 28604 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 28604 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 28604's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 28604, the field stays empty rather than modeled, and fills in as new documents post.
The 30/100 figure for 28604 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 28604 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 28604
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 28604 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 28604, drawn from the same report attached to each property.
Other Watauga County ZIP codes
Nearest ZIP codes to 28604
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Watauga County, North Carolina — ZIP, county and statewide.
The complete 28604 distress and acquisition report
Every distressed parcel in 28604 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology