ZIP 28604 Property Distress & Foreclosure Data

Watauga County, North Carolina's ZIP 28604 registers 25/100 composite distress, which DLRadar reads as low. Structural exposure scores 55 and live distress 10 on the 0–100 scale. The most distinctive pressure shows up in institutional ownership (69/100), structural risk (55/100), mortgage stress (32/100). By contrast, mortgage stress (32/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (97/100), FEMA disaster exposure (88/100).

The market reads peak — home values rose 4.2% year on year, and 17% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 77% of homes, renters 23%. 9.8% of residents fall below the poverty threshold. Home values center near $383,800, an affordability ratio of 5.0×. DLRadar's demographic-stress index for the area reads 37/100. About 7,280 people live here, median age 43. There are about 9,696 housing units across 28604. Vacancy runs 67.7%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 32% of tenant households. Educational attainment sits at 44% bachelor's-or-above. Median household income is $64,052, below the U.S. median near $78,000.

Net-net, 28604 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.