ZIP 28622 Property Distress & Foreclosure Data

Avery County, North Carolina's ZIP 28622 registers 23/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (98/100), FEMA disaster exposure (88/100). The most distinctive pressure shows up in institutional ownership (69/100), structural risk (51/100), mortgage stress (35/100). By contrast, mortgage stress (35/100) register low. Structural exposure scores 51 and live distress 10 on the 0–100 scale.

The market reads expansion — home values rose 5.5% year on year, and 74% higher over three years, at 30/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 77% of homes, renters 23%. 23.0% of residents fall below the poverty threshold. Vacancy runs 37.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 38% of tenant households. Home values center near $169,900, an affordability ratio of 3.8× — accessible. Educational attainment sits at 13% bachelor's-or-above. There are about 1,580 housing units across 28622. Median household income is $45,169, below the U.S. median near $78,000. About 2,701 people live here, median age 47. DLRadar's demographic-stress index for the area reads 37/100.

Net-net, 28622 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.