ZIP 28622 Foreclosure, Tax-Lien & Distress Report

In Avery County, North Carolina, ZIP 28622 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (98/100), FEMA disaster exposure (84/100)). The pressure is most legible in institutional ownership (67/100), structural risk (50/100), mortgage stress (35/100). mortgage stress (35/100) stay muted. Structural risk reads 50/100 against active distress of 10/100.

The market reads peak — home values rose 2.8% year on year, and 74% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 77% owner-occupied to 23% rented. The poverty rate is 23.0% — high, a tax-stress and distress correlate. The vacancy rate is 37.8% — elevated. Rent burden reaches 38% of tenant households. The typical home is worth about $169,900 (3.8× income, relatively affordable). About 13% have a four-year degree. The ZIP holds roughly 1,580 housing units. At $45,169, median income runs below typical U.S. levels. About 2,701 people live here, median age 47. DLRadar's demographic-stress index for the area reads 37/100.

Taken together, 28622 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 28622 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 28622's 22/100 can be lined up against any neighbor in Avery County, North Carolina or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 28622, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

28622's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 28622 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.