ZIP 28653 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 28653 (Avery County, North Carolina) returns a low composite of 22/100. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), FEMA disaster exposure (84/100). The pressure is most legible in institutional ownership (67/100), structural risk (50/100). The split runs 50/100 structural to 0/100 active on the ground.

The market reads peak — home values rose 2.8% year on year, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 28653 scores 20/100. Around 0% of adults hold a bachelor's degree or higher. The poverty rate is 0.0% — low. Owners hold 100% of homes, renters 0%. There are about 26 housing units across 28653. 25 residents call 28653 home. The vacancy rate is 0.0%.

Overall 28653 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 28653 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 28653 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28653 can be compared directly against any other ZIP in Avery County, North Carolina or nationwide. Where the public record is thin for 28653, the field stays empty rather than modeled, and fills in as new documents post.

Behind 28653's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 28653 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.