ZIP 28657 Property Distress & Foreclosure Data

DLRadar grades ZIP 28657 (Avery County, North Carolina) at a low 24/100 for overall property distress. Structural risk reads 54/100 against active distress of 10/100. Property-level stress concentrates in institutional ownership (69/100), structural risk (54/100), mortgage stress (32/100). mortgage stress (32/100) and construction/permit lag (11/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (97/100), FEMA disaster exposure (88/100).

Prices here sit in a peak phase: values rose 4.8% over the trailing year, and 30% higher over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

82% of housing is owner-occupied. At $56,371, median income runs below typical U.S. levels. There are about 6,360 housing units across 28657. Around 25% of adults hold a bachelor's degree or higher. The typical home is worth about $240,300 (4.0× income, relatively affordable). Rent burden reaches 31% of tenant households. 8,098 residents call 28657 home, typically aged 51. The demographic-stress sub-score lands at 32/100. Vacancy runs 42.5%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 8.4%.

Taken together, 28657 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.