ZIP 28657 Foreclosure, Tax-Lien & Distress Report

ZIP 28657's composite property-distress score is 23/100 - DLRadar classes that as low for Avery County, North Carolina. The latent-versus-live split is 50/100 structural and 10/100 already moving. What sets it apart are the readings on institutional ownership (67/100), structural risk (50/100), mortgage stress (32/100). mortgage stress (32/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (97/100), FEMA disaster exposure (84/100).

The peak-phase market in 28657 posted values that rose 2.7% over the year, and 30% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

82% of housing is owner-occupied. Median household income is $56,371, below the U.S. median near $78,000. There are about 6,360 housing units across 28657. About 25% have a four-year degree. A median home runs $240,300 here, or 4.0 times local income. Rent burden reaches 31% of tenant households. 8,098 residents call 28657 home, typically aged 51. On demographic stress specifically, 28657 scores 32/100. The vacancy rate is 42.5% — elevated. 8.4% of residents fall below the poverty threshold.

Taken together, 28657 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 28657 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 28657 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 28657 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 28657's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 28657 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.