ZIP 28168 Property Distress & Foreclosure Data

Lincoln County, North Carolina's ZIP 28168 registers 31/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), climate & FEMA risk (77/100), flood (NFIP) exposure (74/100). On the structural side it scores 68/100, with 7/100 of stress already active. The most distinctive pressure shows up in structural risk (68/100), institutional ownership (64/100), construction/permit lag (48/100). mortgage stress (24/100) stay muted.

Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 17% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $63,396, median income runs below typical U.S. levels. The poverty rate is 13.9%. Around 25% of renters are cost-burdened. Around 15% of adults hold a bachelor's degree or higher. 84% of housing is owner-occupied. The demographic-stress sub-score lands at 27/100. The vacancy rate is 9.8%. The ZIP holds roughly 4,694 housing units. The typical home is worth about $205,000 (2.8× income, relatively affordable). 10,436 residents call 28168 home, typically aged 47.

Overall, 28168 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.