ZIP 28168 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 28168 (Lincoln County, North Carolina) at a low 29/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (77/100), FEMA disaster exposure (77/100), flood (NFIP) exposure (72/100). Structurally it carries 63/100, against 7/100 of stress already in motion. What sets it apart are the readings on structural risk (63/100), institutional ownership (57/100), construction/permit lag (41/100). By contrast, mortgage stress (24/100) register low.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 17% higher over three years, at 17/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $63,396 — below the roughly $78,000 national figure. 13.9% of residents fall below the poverty threshold. Rent burden reaches 25% of tenant households. Educational attainment sits at 15% bachelor's-or-above. The tenure split is 84% owner-occupied to 16% rented. The demographic-stress sub-score lands at 27/100. The vacancy rate is 9.8%. There are about 4,694 housing units across 28168. Home values center near $205,000, an affordability ratio of 2.8× — accessible. 10,436 residents call 28168 home, typically aged 47.

Net-net, 28168 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 28168 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 28168 read uses the identical scoring model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 28168 stays directly comparable to neighboring ZIPs and the rest of Lincoln County, North Carolina. Where the record is thin for 28168, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 28168 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. For a buyer, 28168 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.