ZIP 28637 Property Distress & Foreclosure Data

ZIP code 28637 in Burke County, North Carolina carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 66 and live distress 8 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (97/100), FEMA disaster exposure (88/100), climate & FEMA risk (68/100). What sets it apart are the readings on institutional ownership (69/100), structural risk (66/100), construction/permit lag (35/100). By contrast, construction/permit lag (35/100) and mortgage stress (26/100) register low.

The market reads peak — home values rose 1.2% year on year, and 71% higher over three years, at 50/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $197,900, an affordability ratio of 3.3× — accessible. There are about 804 housing units across 28637. Owners hold 64% of homes, renters 36%. Vacancy runs 8.5%. About 1,512 people live here, median age 43. Educational attainment sits at 20% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 28/100. Rent burden reaches 17% of tenant households. 16.4% of residents fall below the poverty threshold. Median household income is $58,190, below the U.S. median near $78,000.

Net-net, 28637 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.