ZIP 28628 Foreclosure, Tax-Lien & Distress Report

In Burke County, North Carolina, ZIP 28628 scores 28 of 100 for composite distress, a low level on DLRadar's distress index. The split runs 61/100 structural to 0/100 active on the ground. Its heaviest discrete signals: institutional ownership (69/100), structural risk (61/100), construction/permit lag (15/100). On the quiet end sit construction/permit lag (15/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (98/100), FEMA disaster exposure (89/100), climate & FEMA risk (68/100).

The market reads peak — home values rose 2.3% year on year (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 29 housing units. Around 0% of renters are cost-burdened. Vacancy runs 0.0%. On demographic stress specifically, 28628 scores 41/100. 50 residents call 28628 home, typically aged 52. The poverty rate is 0.0% — low. 88% of housing is owner-occupied. About 0% have a four-year degree.

Overall, 28628 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 28628 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 28628 runs through one identical scoring model, so its 28/100 sits on the same scale as every other ZIP in Burke County, North Carolina and the nation. Nothing here is interpolated — where a source is thin for 28628, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 28/100 for 28628 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 28628 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.