ZIP 28612 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 28612 (Burke County, North Carolina) lands at 30/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (69/100), structural risk (67/100), construction/permit lag (36/100). construction/permit lag (36/100) and mortgage stress (26/100) stay muted. On the structural side it scores 67/100, with 8/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (97/100), FEMA disaster exposure (88/100), climate & FEMA risk (68/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 25% higher over three years (phase confidence 50/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 26% of renters are cost-burdened. The poverty rate is 11.6%. 11,182 residents call 28612 home, typically aged 47. Around 14% of adults hold a bachelor's degree or higher. The ZIP holds roughly 5,228 housing units. 77% of housing is owner-occupied. The typical home is worth about $162,400 (2.9× income, relatively affordable). The demographic-stress sub-score lands at 27/100. At $56,007, median income runs below typical U.S. levels. The vacancy rate is 11.9% — elevated.

Overall, 28612 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.