ZIP 28612 Foreclosure, Tax-Lien & Distress Report

ZIP 28612's composite property-distress score is 28/100 - DLRadar classes that as low for Burke County, North Carolina. The pressure is most legible in institutional ownership (67/100), structural risk (62/100), mortgage stress (26/100). By contrast, mortgage stress (26/100) and construction/permit lag (23/100) register low. Structurally it carries 62/100, against 8/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (97/100), FEMA disaster exposure (84/100), climate & FEMA risk (68/100)).

The peak-phase market in 28612 posted values that rose 2.3% over the year, and 25% higher over three years, at 19/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Rent burden reaches 26% of tenant households. 11.6% of residents fall below the poverty threshold. Population is roughly 11,182 with a median age of 47. Educational attainment sits at 14% bachelor's-or-above. There are about 5,228 housing units across 28612. 77% of housing is owner-occupied. The typical home is worth about $162,400 (2.9× income, relatively affordable). On demographic stress specifically, 28612 scores 27/100. Median household income is $56,007, below the U.S. median near $78,000. Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal.

Overall, 28612 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 28612 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 28612 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 28612 shows blanks, not estimates, wherever the record is sparse.

The 28/100 for 28612 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 28612 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.