ZIP 28658 Foreclosure, Tax-Lien & Distress Report

ZIP 28658's composite property-distress score is 31/100 - DLRadar classes that as moderate for Catawba County, North Carolina. Environmental exposure also runs high (flood (NFIP) exposure (89/100), FEMA disaster exposure (84/100), climate & FEMA risk (81/100)). The split runs 67/100 structural to 8/100 active on the ground. The pressure is most legible in structural risk (67/100), institutional ownership (65/100), construction/permit lag (33/100). On the quiet end sit construction/permit lag (33/100) and mortgage stress (25/100).

Prices here sit in a peak phase: values rose 2.3% over the trailing year, and 22% higher over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

At $67,805, median income runs below typical U.S. levels. Around 30% of renters are cost-burdened. Roughly 10.3% live below the poverty line. Vacancy runs 6.9%. Around 19% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 27/100. There are about 10,928 housing units across 28658. 25,681 residents call 28658 home, typically aged 42. 75% of housing is owner-occupied. A median home runs $214,000 here, or 2.8 times local income.

Net-net, 28658 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 28658 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. 28658 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 28658 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. For an operator, 28658 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.