ZIP 28092 Property Distress & Foreclosure Data

ZIP code 28092 in Lincoln County, North Carolina carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (88/100), climate & FEMA risk (75/100), flood (NFIP) exposure (67/100)). The latent-versus-live split is 63/100 structural and 7/100 already moving. What sets it apart are the readings on structural risk (63/100), institutional ownership (62/100), construction/permit lag (39/100). On the quiet end sit construction/permit lag (39/100) and mortgage stress (23/100).

The peak-phase market in 28092 posted values that rose 3.1% over the year, and 16% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $62,625 — below the roughly $78,000 national figure. The tenure split is 70% owner-occupied to 30% rented. On demographic stress specifically, 28092 scores 31/100. Around 36% of renters are cost-burdened. The ZIP holds roughly 17,072 housing units. About 20% have a four-year degree. A median home runs $245,300 here, or 3.5 times local income. Population is roughly 40,224 with a median age of 43. Roughly 11.7% live below the poverty line. The vacancy rate is 7.4%.

On balance 28092 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.