ZIP 28092 Foreclosure, Tax-Lien & Distress Report
Lincoln County, North Carolina · Distress market
In Lincoln County, North Carolina, ZIP 28092 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (84/100), climate & FEMA risk (75/100), flood (NFIP) exposure (66/100)). Structural risk reads 66/100 against active distress of 7/100. The sharpest non-environmental signals are structural risk (66/100), institutional ownership (60/100), construction/permit lag (54/100). mortgage stress (23/100) stay muted.
The market reads peak — home values rose 1.0% year on year, and 16% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $62,625 — below the roughly $78,000 national figure. Owners hold 70% of homes, renters 30%. The demographic-stress sub-score lands at 31/100. Rent burden reaches 36% of tenant households. There are about 17,072 housing units across 28092. Educational attainment sits at 20% bachelor's-or-above. Home values center near $245,300, an affordability ratio of 3.5× — accessible. 40,224 residents call 28092 home, typically aged 43. 11.7% of residents fall below the poverty threshold. The vacancy rate is 7.4%.
Net-net, 28092 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 28092's 30/100 can be lined up against any neighbor in Lincoln County, North Carolina or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 28092 shows blanks, not estimates, wherever the record is sparse.
The 30/100 figure for 28092 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 28092 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 28092
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
28092 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 28092, the same set carried on every parcel.
Neighbouring ZIPs in Lincoln County
More distress data near 28092
Further distress data across Lincoln County, North Carolina at ZIP, county and state level.
The complete 28092 distress and acquisition report
Get every distressed property in 28092 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.
Built from public records, scored the same way everywhere · methodology