ZIP 28077 Foreclosure, Tax-Lien & Distress Report

ZIP 28077's composite property-distress score is 31/100 - DLRadar classes that as moderate for Gaston County, North Carolina. The split runs 69/100 structural to 7/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (85/100), FEMA disaster exposure (77/100). Its heaviest discrete signals: structural risk (69/100), institutional ownership (60/100), construction/permit lag (46/100). mortgage stress (25/100) stay muted.

The peak-phase market in 28077 posted values that rose 1.0% over the year (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $312,500 here, or 4.2 times local income. Around 16% of renters are cost-burdened. The ZIP holds roughly 144 housing units. Owners hold 34% of homes, renters 66%. The vacancy rate is 23.8% — elevated. Median household income is $30,882, below the U.S. median near $78,000. The demographic-stress sub-score lands at 41/100. Roughly 38.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 297 with a median age of 33. Around 12% of adults hold a bachelor's degree or higher.

Net-net, 28077 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 28077 at the moment; the composite and its components are still built from verifiable records.

Whether 28077 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28077 can be compared directly against any other ZIP in Gaston County, North Carolina or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 28077 shows blanks, not estimates, wherever the record is sparse.

The 31/100 for 28077 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 28077 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.