ZIP 28054 Foreclosure, Tax-Lien & Distress Report
Gaston County, North Carolina · Distress market
ZIP 28054's composite property-distress score is 31/100 - DLRadar classes that as moderate for Gaston County, North Carolina. Property-level stress concentrates in structural risk (69/100), institutional ownership (60/100), construction/permit lag (46/100). By contrast, mortgage stress (25/100) register low. The split runs 69/100 structural to 7/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (85/100), FEMA disaster exposure (77/100).
Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 16% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The ZIP holds roughly 18,564 housing units. 39,493 residents call 28054 home, typically aged 38. At $59,524, median income runs below typical U.S. levels. The typical home is worth about $245,100 (3.7× income, relatively affordable). Rent burden reaches 40% of tenant households. The tenure split is 47% owner-occupied to 53% rented. Educational attainment sits at 25% bachelor's-or-above. On demographic stress specifically, 28054 scores 34/100. The poverty rate is 13.4%. Vacancy runs 8.0%.
On balance 28054 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 28054 runs through one identical scoring model, so its 31/100 sits on the same scale as every other ZIP in Gaston County, North Carolina and the nation. The score is rebuilt from public data as it updates, so 28054 reflects the current record instead of a stale or modeled snapshot.
The 31/100 for 28054 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 28054 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 28054
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 28054 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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The complete 28054 distress and acquisition report
Pull every distressed parcel in 28054 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
No modelling: every input is a public record · methodology