ZIP 28054 Property Distress & Foreclosure Data

Composite property distress in 28054 (Gaston County, North Carolina) lands at 32/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (69/100), institutional ownership (66/100), construction/permit lag (35/100). construction/permit lag (35/100) and mortgage stress (25/100) stay muted. On the structural side it scores 69/100, with 7/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), flood (NFIP) exposure (86/100), climate & FEMA risk (85/100).

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 16% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 18,564 housing units. 39,493 residents call 28054 home, typically aged 38. At $59,524, median income runs below typical U.S. levels. The typical home is worth about $245,100 (3.7× income, relatively affordable). Around 40% of renters are cost-burdened. 47% of housing is owner-occupied. Around 25% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 34/100. The poverty rate is 13.4%. The vacancy rate is 8.0%.

Overall, 28054 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.