ZIP 28021 Property Distress & Foreclosure Data

DLRadar grades ZIP 28021 (Gaston County, North Carolina) at a moderate 30/100 for overall property distress. Property-level stress concentrates in structural risk (66/100), institutional ownership (64/100), construction/permit lag (37/100). construction/permit lag (37/100) and mortgage stress (24/100) stay muted. On the structural side it scores 66/100, with 7/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), climate & FEMA risk (78/100), flood (NFIP) exposure (77/100).

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 25% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $57,652, median income runs below typical U.S. levels. The poverty rate is 14.0%. 13,668 residents call 28021 home, typically aged 40. Around 34% of renters are cost-burdened. The ZIP holds roughly 6,293 housing units. The demographic-stress sub-score lands at 30/100. 74% of housing is owner-occupied. The vacancy rate is 11.9% — elevated. Around 22% of adults hold a bachelor's degree or higher. The typical home is worth about $217,400 (3.4× income, relatively affordable).

Overall, 28021 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.