ZIP 28021 Foreclosure, Tax-Lien & Distress Report

In Gaston County, North Carolina, ZIP 28021 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. The pressure is most legible in structural risk (68/100), institutional ownership (63/100), construction/permit lag (48/100). On the quiet end sit mortgage stress (24/100). The latent-versus-live split is 68/100 structural and 7/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (84/100), climate & FEMA risk (78/100), flood (NFIP) exposure (77/100)).

The market reads peak — home values rose 1.2% year on year, and 25% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

Median household income is $57,652, below the U.S. median near $78,000. Roughly 14.0% live below the poverty line. About 13,668 people live here, median age 40. Rent burden reaches 34% of tenant households. The ZIP holds roughly 6,293 housing units. DLRadar's demographic-stress index for the area reads 30/100. Owners hold 74% of homes, renters 26%. Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. Around 22% of adults hold a bachelor's degree or higher. The typical home is worth about $217,400 (3.4× income, relatively affordable).

Overall, 28021 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 28021 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 28021 read uses the identical public-record model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 28021 stays directly comparable to neighboring ZIPs and the rest of Gaston County, North Carolina. Where the public record is thin for 28021, the field stays empty rather than modeled, and fills in as new documents post.

The 31/100 for 28021 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 28021 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.