ZIP 28012 Property Distress & Foreclosure Data

DLRadar grades ZIP 28012 (Gaston County, North Carolina) at a moderate 32/100 for overall property distress. Property-level stress concentrates in structural risk (69/100), institutional ownership (66/100), construction/permit lag (35/100). construction/permit lag (35/100) and mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), flood (NFIP) exposure (86/100), climate & FEMA risk (85/100). The latent-versus-live split is 69/100 structural and 7/100 already moving.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 15% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $81,057, median income runs near typical U.S. levels. The typical home is worth about $374,100 (4.0× income). The poverty rate is 10.5%. Around 37% of renters are cost-burdened. The demographic-stress sub-score lands at 30/100. 68% of housing is owner-occupied. Around 42% of adults hold a bachelor's degree or higher. 26,519 residents call 28012 home, typically aged 39. The vacancy rate is 4.7%. The ZIP holds roughly 11,810 housing units.

Overall, 28012 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.