ZIP 28214 Property Distress & Foreclosure Data

In Mecklenburg County, North Carolina, ZIP 28214 scores 40 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (94/100). The latent-versus-live split is 89/100 structural and 8/100 already moving. Its standout signals are structural risk (89/100), construction/permit lag (87/100), institutional ownership (72/100). By contrast, mortgage stress (27/100) register low.

The market reads peak — home values rose 3.2% year on year, and 12% higher over three years (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 27/100. Home values center near $295,800, an affordability ratio of 3.1× — accessible. 9.6% of residents fall below the poverty threshold. About 42,197 people live here, median age 35. Around 32% of renters are cost-burdened. Educational attainment sits at 36% bachelor's-or-above. Median household income is $83,618, near the U.S. median near $78,000. Owners hold 74% of homes, renters 26%. The ZIP holds roughly 16,118 housing units. The vacancy rate is 6.0%.

Net-net, 28214 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.