ZIP 28078 Property Distress & Foreclosure Data

Mecklenburg County, North Carolina's ZIP 28078 registers 40/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (89/100), construction/permit lag (87/100), institutional ownership (72/100). mortgage stress (27/100) stay muted. The latent-versus-live split is 89/100 structural and 8/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (94/100).

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 17% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 4.5%. The demographic-stress sub-score lands at 26/100. The poverty rate is 3.7% — low. Around 36% of renters are cost-burdened. At $120,503, median income runs above typical U.S. levels. The ZIP holds roughly 28,874 housing units. 72% of housing is owner-occupied. 69,907 residents call 28078 home, typically aged 40. Around 56% of adults hold a bachelor's degree or higher. The typical home is worth about $473,900 (3.7× income, relatively affordable).

Overall, 28078 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.