ZIP 28203 Property Distress & Foreclosure Data

Mecklenburg County, North Carolina's ZIP 28203 registers 40/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (89/100), construction/permit lag (87/100), institutional ownership (72/100). On the quiet end sit mortgage stress (27/100). The latent-versus-live split is 89/100 structural and 8/100 already moving. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (94/100)).

The peak-phase market in 28203 posted values that rose 3.2% over the year, and 9% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $103,860 — above the roughly $78,000 national figure. On demographic stress specifically, 28203 scores 36/100. Roughly 9.6% live below the poverty line. Around 23% of renters are cost-burdened. Population is roughly 18,324 with a median age of 29. About 80% have a four-year degree. The vacancy rate is 10.2%. The tenure split is 31% owner-occupied to 69% rented. A median home runs $707,800 here, or 6.8 times local income. The ZIP holds roughly 12,141 housing units.

On balance 28203 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.