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ZIP 28203 Foreclosure, Tax-Lien & Distress Report

Mecklenburg County, North Carolina · High Value market

Scored purely from public records, 28203 (Mecklenburg County, North Carolina) returns a moderate composite of 41/100. Its standout signals are construction/permit lag (100/100), structural risk (92/100), institutional ownership (71/100). mortgage stress (27/100) stay muted. Structural risk reads 92/100 against active distress of 8/100. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (93/100).

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 9% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $103,860, above the U.S. median near $78,000. On demographic stress specifically, 28203 scores 36/100. Roughly 9.6% live below the poverty line. Around 23% of renters are cost-burdened. 18,324 residents call 28203 home, typically aged 29. Around 80% of adults hold a bachelor's degree or higher. Vacancy runs 10.2%. Owners hold 31% of homes, renters 69%. The typical home is worth about $707,800 (6.8× income). There are about 12,141 housing units across 28203.

On balance 28203 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 28203 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 28203 read uses the identical public-record model applied coast to coast, which means its 41/100 score means exactly what it means anywhere else, and 28203 stays directly comparable to neighboring ZIPs and the rest of Mecklenburg County, North Carolina. Every figure is auditable to a public dataset and refreshed on ingest; 28203 shows blanks, not estimates, wherever the record is sparse.

The 41/100 for 28203 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 28203 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

41/100
Composite stress
92/100
Structural risk
8/100
Distress activity

ZIP 28203 distress signals, scored

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk97
28203 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 28203 distress snapshot

Current distress, phase, housing and lender-pressure figures for 28203, drawn from the same report attached to each property.

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