ZIP 28209 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 28209 (Mecklenburg County, North Carolina) at a moderate 41/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (95/100). Structural risk reads 93/100 against active distress of 8/100. The pressure is most legible in construction/permit lag (100/100), structural risk (93/100), institutional ownership (72/100). mortgage stress (27/100) stay muted.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 22% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $97,762, above the U.S. median near $78,000. 8.2% of residents fall below the poverty threshold. Rent burden reaches 31% of tenant households. Around 70% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 33/100. The ZIP holds roughly 13,943 housing units. About 23,945 people live here, median age 34. Home values center near $623,000, an affordability ratio of 6.1×. Owners hold 51% of homes, renters 49%. The vacancy rate is 8.3%.

Overall, 28209 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 28209 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 28209 read uses the identical scoring model applied coast to coast, which means its 41/100 score means exactly what it means anywhere else, and 28209 stays directly comparable to neighboring ZIPs and the rest of Mecklenburg County, North Carolina. Where the record is thin for 28209, the field stays empty rather than modeled, and fills in as new documents post.

The 41/100 for 28209 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 28209 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.