ZIP 28209 Property Distress & Foreclosure Data

ZIP code 28209 in Mecklenburg County, North Carolina carries a composite property-distress score of 40/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (94/100)). On the structural side it scores 89/100, with 8/100 of stress already active. What sets it apart are the readings on structural risk (89/100), construction/permit lag (87/100), institutional ownership (72/100). On the quiet end sit mortgage stress (27/100).

The peak-phase market in 28209 posted values that rose 3.2% over the year, and 22% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $97,762 — above the roughly $78,000 national figure. Roughly 8.2% live below the poverty line. Around 31% of renters are cost-burdened. About 70% have a four-year degree. On demographic stress specifically, 28209 scores 33/100. The ZIP holds roughly 13,943 housing units. Population is roughly 23,945 with a median age of 34. A median home runs $623,000 here, or 6.1 times local income. The tenure split is 51% owner-occupied to 49% rented. The vacancy rate is 8.3%.

On balance 28209 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.