ZIP 28213 Property Distress & Foreclosure Data

ZIP code 28213 in Mecklenburg County, North Carolina carries a composite property-distress score of 40/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 89/100 against active distress of 8/100. What sets it apart are the readings on structural risk (89/100), construction/permit lag (87/100), institutional ownership (72/100). mortgage stress (27/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (94/100).

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 16% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $282,900 (4.5× income). 46% of housing is owner-occupied. Vacancy runs 9.8%. The poverty rate is 20.0% — high, a tax-stress and distress correlate. Rent burden reaches 53% of tenant households. There are about 20,924 housing units across 28213. 45,676 residents call 28213 home, typically aged 33. The demographic-stress sub-score lands at 39/100. At $55,612, median income runs below typical U.S. levels. Around 34% of adults hold a bachelor's degree or higher.

Overall, 28213 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.