ZIP 28213 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 28213 in Mecklenburg County, North Carolina comes in at 41, a moderate composite-distress reading. On the structural side it scores 92/100, with 8/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (92/100), institutional ownership (71/100). On the quiet end sit mortgage stress (27/100). It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (93/100).

The peak-phase market in 28213 posted values that rose 1.0% over the year, and 16% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $282,900 (4.5× income). The tenure split is 46% owner-occupied to 54% rented. Vacancy runs 9.8%. Roughly 20.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 53% of tenant households. The ZIP holds roughly 20,924 housing units. 45,676 residents call 28213 home, typically aged 33. DLRadar's demographic-stress index for the area reads 39/100. Households earn a median $55,612 — below the roughly $78,000 national figure. Around 34% of adults hold a bachelor's degree or higher.

On balance 28213 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 28213 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 28213 read uses the identical public-record model applied coast to coast, which means its 41/100 score means exactly what it means anywhere else, and 28213 stays directly comparable to neighboring ZIPs and the rest of Mecklenburg County, North Carolina. The score is rebuilt from public data as it updates, so 28213 reflects the current record instead of a stale or modeled snapshot.

Each component behind 28213 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 41/100 roll-up. In workflow terms, 28213 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.