ZIP 28227 Foreclosure, Tax-Lien & Distress Report

ZIP 28227's composite property-distress score is 41/100 - DLRadar classes that as moderate for Mecklenburg County, North Carolina. Leading the profile are construction/permit lag (100/100), structural risk (92/100), institutional ownership (71/100). mortgage stress (27/100) stay muted. Structurally it carries 92/100, against 8/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (93/100).

The market reads peak — home values rose 1.0% year on year, and 13% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $75,322 — near the roughly $78,000 national figure. Rent burden reaches 38% of tenant households. Roughly 11.4% live below the poverty line. About 30% have a four-year degree. A median home runs $349,700 here, or 4.2 times local income. About 60,162 people live here, median age 39. The demographic-stress sub-score lands at 32/100. The ZIP holds roughly 23,095 housing units. Vacancy runs 5.9%. 69% of housing is owner-occupied.

Overall, 28227 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 28227 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 28227 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 41/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 28227, the field stays empty rather than modeled, and fills in as new documents post.

Behind 28227's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 28227 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.