ZIP 28227 Property Distress & Foreclosure Data

ZIP code 28227 in Mecklenburg County, North Carolina carries a composite property-distress score of 40/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (89/100), construction/permit lag (87/100), institutional ownership (72/100). On the quiet end sit mortgage stress (27/100). On the structural side it scores 89/100, with 8/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (94/100)).

The peak-phase market in 28227 posted values that rose 3.2% over the year, and 13% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $75,322 — near the roughly $78,000 national figure. Around 38% of renters are cost-burdened. Roughly 11.4% live below the poverty line. About 30% have a four-year degree. A median home runs $349,700 here, or 4.2 times local income. Population is roughly 60,162 with a median age of 39. On demographic stress specifically, 28227 scores 32/100. The ZIP holds roughly 23,095 housing units. The vacancy rate is 5.9%. The tenure split is 69% owner-occupied to 31% rented.

On balance 28227 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.