ZIP 28270 Foreclosure, Tax-Lien & Distress Report

ZIP code 28270 in Mecklenburg County, North Carolina carries a composite property-distress score of 41/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (93/100). The latent-versus-live split is 92/100 structural and 8/100 already moving. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (92/100), institutional ownership (71/100). mortgage stress (27/100) stay muted.

The peak-phase market in 28270 posted values that rose 1.0% over the year, and 26% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 12,548 housing units. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 27/100. The vacancy rate is 3.2%. About 32,913 people live here, median age 40. Around 69% of adults hold a bachelor's degree or higher. Around 42% of renters are cost-burdened. The typical home is worth about $589,500 (4.2× income). At $128,660, median income runs above typical U.S. levels. Owners hold 76% of homes, renters 24%.

Overall, 28270 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 28270 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 28270 read uses the identical public-record model applied coast to coast, which means its 41/100 score means exactly what it means anywhere else, and 28270 stays directly comparable to neighboring ZIPs and the rest of Mecklenburg County, North Carolina. Sparse data for 28270 shows as blanks, never estimates, and the score updates on every fresh public filing.

28270's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 28270 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.