ZIP 28270 Property Distress & Foreclosure Data

Composite property distress in 28270 (Mecklenburg County, North Carolina) lands at 40/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (94/100). On the structural side it scores 89/100, with 8/100 of stress already active. The sharpest non-environmental signals are structural risk (89/100), construction/permit lag (87/100), institutional ownership (72/100). mortgage stress (27/100) stay muted.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 26% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 12,548 housing units. The poverty rate is 6.1% — low. The demographic-stress sub-score lands at 27/100. The vacancy rate is 3.2%. 32,913 residents call 28270 home, typically aged 40. Around 69% of adults hold a bachelor's degree or higher. Around 42% of renters are cost-burdened. The typical home is worth about $589,500 (4.2× income). At $128,660, median income runs above typical U.S. levels. 76% of housing is owner-occupied.

Overall, 28270 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.