ZIP 28104 Property Distress & Foreclosure Data

Union County, North Carolina's ZIP 28104 registers 34/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (FEMA disaster exposure (94/100), climate & FEMA risk (90/100), flood (NFIP) exposure (71/100)). The latent-versus-live split is 74/100 structural and 7/100 already moving. The most distinctive pressure shows up in structural risk (74/100), institutional ownership (66/100), construction/permit lag (55/100). On the quiet end sit mortgage stress (24/100).

The peak-phase market in 28104 posted values that rose 3.2% over the year, and 20% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $533,500 here, or 3.7 times local income. About 57% have a four-year degree. Households earn a median $129,775 — above the roughly $78,000 national figure. Around 46% of renters are cost-burdened. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 13,427 housing units. Population is roughly 36,232 with a median age of 41. The tenure split is 93% owner-occupied to 7% rented. On demographic stress specifically, 28104 scores 25/100. The vacancy rate is 4.0%.

On balance 28104 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.