ZIP 28104 Foreclosure, Tax-Lien & Distress Report
Union County, North Carolina · Distress market
On DLRadar's 0-100 public-record scale, ZIP 28104 in Union County, North Carolina comes in at 33, a moderate composite-distress reading. It additionally carries heavy environmental risk: FEMA disaster exposure (93/100), climate & FEMA risk (90/100), flood (NFIP) exposure (70/100). Structural risk reads 73/100 against active distress of 7/100. The pressure is most legible in structural risk (73/100), institutional ownership (66/100), construction/permit lag (51/100). On the quiet end sit mortgage stress (24/100).
The peak-phase market in 28104 posted values that rose 1.0% over the year, and 20% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Home values center near $533,500, an affordability ratio of 3.7× — accessible. About 57% have a four-year degree. Median household income is $129,775, above the U.S. median near $78,000. Rent burden reaches 46% of tenant households. 4.0% of residents fall below the poverty threshold. There are about 13,427 housing units across 28104. 36,232 residents call 28104 home, typically aged 41. 93% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 25/100. The vacancy rate is 4.0%.
Overall, 28104 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 28104 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 28104's 33/100 can be lined up against any neighbor in Union County, North Carolina or any ZIP coast to coast. Sparse data for 28104 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 28104 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 33/100 roll-up. For a buyer, 28104 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 28104’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 28104 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Union County
Keep exploring North Carolina distress
Other reports tied to Union County, North Carolina — ZIP, county and statewide.
Open the complete 28104 acquisition file
The full 28104 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
No modelling: every input is a public record · methodology