ZIP 28174 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 28174 (Union County, North Carolina) returns a moderate composite of 33/100. Latent structural risk is 71/100 while live distress already moving reads 7/100. The pressure is most legible in structural risk (71/100), institutional ownership (66/100), construction/permit lag (44/100). On the quiet end sit mortgage stress (24/100). Environmental exposure also runs high (FEMA disaster exposure (93/100), climate & FEMA risk (90/100), flood (NFIP) exposure (69/100)).

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 15% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $226,700 (3.0× income, relatively affordable). The poverty rate is 19.1% — high, a tax-stress and distress correlate. There are about 2,888 housing units across 28174. The vacancy rate is 5.3%. Population is roughly 9,439 with a median age of 28. DLRadar's demographic-stress index for the area reads 33/100. Educational attainment sits at 16% bachelor's-or-above. Households earn a median $71,115 — near the roughly $78,000 national figure. 73% of housing is owner-occupied. Around 49% of renters are cost-burdened.

On balance 28174 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 28174 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 28174 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 28174 reflects the current record instead of a stale or modeled snapshot.

The 33/100 figure for 28174 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 28174 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.