ZIP 28173 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 28173 (Union County, North Carolina) returns a moderate composite of 33/100. Climate and flood risk are elevated too — FEMA disaster exposure (93/100), climate & FEMA risk (90/100), flood (NFIP) exposure (69/100). On the structural side it scores 71/100, with 7/100 of stress already active. Its heaviest discrete signals: structural risk (71/100), institutional ownership (66/100), construction/permit lag (44/100). By contrast, mortgage stress (24/100) register low.

The market reads peak — home values rose 1.0% year on year, and 21% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $146,196, above the U.S. median near $78,000. The typical home is worth about $608,000 (3.8× income, relatively affordable). Educational attainment sits at 57% bachelor's-or-above. Rent burden reaches 25% of tenant households. Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 21,343 housing units. DLRadar's demographic-stress index for the area reads 23/100. Owners hold 89% of homes, renters 11%. The vacancy rate is 4.1%. About 63,503 people live here, median age 41.

On balance 28173 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 28173 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 28173 read uses the identical public-record model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 28173 stays directly comparable to neighboring ZIPs and the rest of Union County, North Carolina. The score is rebuilt from public data as it updates, so 28173 reflects the current record instead of a stale or modeled snapshot.

Behind 28173's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 28173 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.