ZIP 28108 Foreclosure, Tax-Lien & Distress Report
Union County, North Carolina · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 28108 in Union County, North Carolina comes in at 33, a moderate composite-distress reading. Climate and flood risk are elevated too — FEMA disaster exposure (93/100), climate & FEMA risk (90/100), flood (NFIP) exposure (69/100). Structurally it carries 71/100, against 0/100 of stress already in motion. Its standout signals are structural risk (71/100), institutional ownership (66/100), construction/permit lag (44/100).
Prices here sit in a peak phase: values rose 1.0% over the trailing year (phase confidence 16/100). Topping markets hide individual distress behind strong averages.
About 31 people live here. On demographic stress specifically, 28108 scores 28/100. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 0% bachelor's-or-above. The ZIP holds roughly 39 housing units. The vacancy rate is 52.9% — elevated. 100% of housing is owner-occupied.
Net-net, 28108 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 28108 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 28108 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 28108 shows blanks, not estimates, wherever the record is sparse.
The 33/100 figure for 28108 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 28108 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 28108
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 28108 by the numbers
28108 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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Deterministic. Every signal traces to a public dataset · methodology