ZIP 28103 Property Distress & Foreclosure Data

Composite property distress in 28103 (Union County, North Carolina) lands at 33/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), climate & FEMA risk (89/100), flood (NFIP) exposure (68/100). The sharpest non-environmental signals are structural risk (72/100), institutional ownership (66/100), construction/permit lag (49/100). By contrast, mortgage stress (24/100) register low. Structural risk reads 72/100 against active distress of 7/100.

The market reads peak — home values rose 3.2% year on year, and 21% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $248,200, an affordability ratio of 3.1× — accessible. Owners hold 79% of homes, renters 21%. About 11,058 people live here, median age 42. Vacancy runs 10.8%. Rent burden reaches 18% of tenant households. DLRadar's demographic-stress index for the area reads 25/100. 7.3% of residents fall below the poverty threshold. Educational attainment sits at 21% bachelor's-or-above. There are about 4,475 housing units across 28103. Median household income is $75,000, near the U.S. median near $78,000.

Net-net, 28103 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.