ZIP 28163 Property Distress & Foreclosure Data

Stanly County, North Carolina's ZIP 28163 registers 31/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), flood (NFIP) exposure (83/100), climate & FEMA risk (61/100). The most distinctive pressure shows up in institutional ownership (69/100), structural risk (69/100), construction/permit lag (58/100). By contrast, mortgage stress (27/100) register low. Structural exposure scores 69 and live distress 8 on the 0–100 scale.

The market reads peak — home values rose 3.2% year on year, and 6% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 82% of homes, renters 18%. Rent burden reaches 39% of tenant households. About 6,158 people live here, median age 37. There are about 2,398 housing units across 28163. Home values center near $313,900, an affordability ratio of 3.5× — accessible. 16.7% of residents fall below the poverty threshold. Vacancy runs 1.4%. Median household income is $75,483, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 31/100. Educational attainment sits at 20% bachelor's-or-above.

Net-net, 28163 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.