ZIP 28124 Property Distress & Foreclosure Data

In Cabarrus County, North Carolina, ZIP 28124 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (78/100), construction/permit lag (70/100), institutional ownership (68/100). By contrast, mortgage stress (26/100) register low. On the structural side it scores 78/100, with 8/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), climate & FEMA risk (84/100), flood (NFIP) exposure (80/100).

The market reads peak — home values rose 3.2% year on year, and 17% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

11.0% of residents fall below the poverty threshold. Around 23% of renters are cost-burdened. Median household income is $76,600, near the U.S. median near $78,000. Educational attainment sits at 23% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 28/100. Owners hold 87% of homes, renters 13%. The vacancy rate is 13.8% — elevated. Home values center near $310,500, an affordability ratio of 3.5× — accessible. About 6,169 people live here, median age 43. The ZIP holds roughly 2,714 housing units.

Net-net, 28124 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.