ZIP 28137 Foreclosure, Tax-Lien & Distress Report
Stanly County, North Carolina · High Vacancy market
ZIP code 28137 in Stanly County, North Carolina carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (93/100), climate & FEMA risk (71/100)). Latent structural risk is 50/100 while live distress already moving reads 7/100. Its standout signals are institutional ownership (60/100), structural risk (50/100), mortgage stress (23/100). On the quiet end sit mortgage stress (23/100) and construction/permit lag (3/100).
The market reads peak — home values rose 1.5% year on year, and 18% higher over three years (phase confidence 17/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Median household income is $71,875, near the U.S. median near $78,000. 11.5% of residents fall below the poverty threshold. The vacancy rate is 26.1% — elevated. Around 15% of renters are cost-burdened. About 23% have a four-year degree. The demographic-stress sub-score lands at 28/100. There are about 1,337 housing units across 28137. The tenure split is 83% owner-occupied to 17% rented. Home values center near $252,700, an affordability ratio of 3.5× — accessible. Population is roughly 2,618 with a median age of 40.
On the whole, 28137 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 28137 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Stanly County, North Carolina and the nation. The score is rebuilt from public data as it updates, so 28137 reflects the current record instead of a stale or modeled snapshot.
The 24/100 for 28137 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 28137 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 28137’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
28137 at a glance
Current distress, phase, housing and lender-pressure figures for 28137, drawn from the same report attached to each property.
Stanly County ZIPs near 28137
Keep exploring North Carolina distress
Other reports tied to Stanly County, North Carolina — ZIP, county and statewide.
Unlock the full ZIP 28137 acquisition report
See who owns each distressed property in 28137, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology